Wahoo! Another £100,000 added to the kitty! Given that it was only back in March 2021 I reached £200,000 in investments, a little short of 9 months later, an additional £100,000 the investments have gone up by!.


I would be more than happy to keep reaching £100,000 every 9 months if the markets went up that quickly! If it continues at that pace, it means that I would be retired in around 7 years time! My maximum savings at the moment seem to flutter around the £60,000 – £70,000 per year mark at the moment and with COVID and all the various business stresses, it’s good to see things are moving up in the right direction.

I will just continue to keep calm and carry on! That famous old saying really – £1.3 million is really my target to live off of £30,000 – £40,000 p/a at a withdrawal rate of 3%. I’ve re-adjusted my goals after doing a little more information gathering revolving around the 4% and being one who tends to eere on the side of caution, increasing the amount that I’d need to save to bring my SWR down to 3% makes a lot of sense to me, especially given I’m early 30’s and would need this money to survive me at-least another 50 years!