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What is financial independence retire early all about? Also known as a 'lifestyle' or 'movement', the goal is simple - save 25x of your yearly expenses in a diversified investment portfolio to then withdraw 4% each year with very little risk of ever running out of money. Originally FIRE became a movement back in 1992 via the 'Your Money or Your Life' book written by Wicki Robin and Joe Dominguez, but since then becoming financially independent is an attractive option and growing trend for many in the UK.
In this blog I document my journey to becoming financially independent, focusing on increasing my savings rate whilst decreasing my expenses. The FIRE movement has psychologically assisted me in making better financial choices, re-wiring the need to 'keep up the Jones' or thinking twice about purchasing unnecessary products. I don't live a frugal lifestyle and look forward to escaping the rat race early and getting back that all important spare time and freedom.
I document life hacks that I've picked up along the way, money saving tips, frugal food, and general views on life and other ramblings.
Howdy fellow Fire’ers! Hope you’re all hunkering down for Winter and looking forward to the festive season ahead. It’s been generally quite pleasant over here. Now we’re working from home…
Continue readingHowdy folks! I’m going to try and keep this post positive, given the current situation here. Crikey, only 20 days late! Well, you know what they say, better late than…
Continue readingAs we gracefully float into October, I wonder how many of us will look back at the year 2020 and think “Yah…. I don’t want to see that year again!”….
Continue readingHowdy folks! Quite a short post this as work has me drowning at the moment. We got back to the office last week and it’s been pretty full on since….
Continue readingHowdy folks! Another month zooms on by. Own up, who has already said to themselves ‘how are we already half way through the year already?!’ (I certainly have!). The UK…
Continue readingHey everyone! I’m taking a slightly different stance on this months financial update. With all the events / dread that is surrounding the world regarding Coronavirus, I thought it might…
Continue readingHowdy all! Well February sure did shoot on by? Blink and it was gone! Did anyone else feel the same? It’s been horrible here in the UK – rain rain…
Continue readingAnother month swiftly moves on by after a pretty busy November you could say the least! I’ve pushed myself hard to keep up with the blog updates which I believe…
Continue readingLand Ahoy! I’m back from a rather indulgent holiday you might say… Weight loss programme now engaged for Mr Jase… I visited Canada / East Coast cities of US for…
Continue readingCan you believe it has been now ‘unofficially’ 1 year since I started to knuckle down and blowing money on material items that didn’t really bring any long-term happiness? You…
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