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What is financial independence retire early all about? Also known as a 'lifestyle' or 'movement', the goal is simple - save 25x of your yearly expenses in a diversified investment portfolio to then withdraw 4% each year with very little risk of ever running out of money. Originally FIRE became a movement back in 1992 via the 'Your Money or Your Life' book written by Wicki Robin and Joe Dominguez, but since then becoming financially independent is an attractive option and growing trend for many in the UK.
In this blog I document my journey to becoming financially independent, focusing on increasing my savings rate whilst decreasing my expenses. The FIRE movement has psychologically assisted me in making better financial choices, re-wiring the need to 'keep up the Jones' or thinking twice about purchasing unnecessary products. I don't live a frugal lifestyle and look forward to escaping the rat race early and getting back that all important spare time and freedom.
I document life hacks that I've picked up along the way, money saving tips, frugal food, and general views on life and other ramblings.
Howdy folks! Lots of new and exciting developments that happened during March 2021! Remote Working the Future We have now officially closed our office and all workers for the business…
Continue readingWahoo! Another £100,000 added to the kitty! Incredible to think that it was May 22 of 2020 when I first reached £100,000 in Index Funds. This just shows the power…
Continue readingHowdy folks – Another month swings on by, February of course being a bit of a shorter month! At work we call this a bit of an annoying month as…
Continue readingThe new year is upon us and somewhat of a more optimistic year, in light of the global pandemic. The vaccine looks to be making a real good dent in…
Continue readingWell we wave goodbye now to 2020. A rather ‘lack luster’ year in terms of holidays / exploring etc. Of course, the thing that really shadows it all is the…
Continue readingHowdy fellow Fire’ers! Hope you’re all hunkering down for Winter and looking forward to the festive season ahead. It’s been generally quite pleasant over here. Now we’re working from home…
Continue readingWahoo! Absolutely buzzing – glad I managed to hit this target before the end of the year! I was wondering whether I was going to be able to hit this…
Continue readingHowdy folks! I’m going to try and keep this post positive, given the current situation here. Crikey, only 20 days late! Well, you know what they say, better late than…
Continue readingAs we gracefully float into October, I wonder how many of us will look back at the year 2020 and think “Yah…. I don’t want to see that year again!”….
Continue readingAnother month another dollar! Here in the UK we are most likely about to go back into another lockdown due to the coronavirus epidemic. Cases are starting to pickup again…
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