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What is financial independence retire early all about? Also known as a 'lifestyle' or 'movement', the goal is simple - save 25x of your yearly expenses in a diversified investment portfolio to then withdraw 4% each year with very little risk of ever running out of money. Originally FIRE became a movement back in 1992 via the 'Your Money or Your Life' book written by Wicki Robin and Joe Dominguez, but since then becoming financially independent is an attractive option and growing trend for many in the UK.
In this blog I document my journey to becoming financially independent, focusing on increasing my savings rate whilst decreasing my expenses. The FIRE movement has psychologically assisted me in making better financial choices, re-wiring the need to 'keep up the Jones' or thinking twice about purchasing unnecessary products. I don't live a frugal lifestyle and look forward to escaping the rat race early and getting back that all important spare time and freedom.
I document life hacks that I've picked up along the way, money saving tips, frugal food, and general views on life and other ramblings.
Howdy fellow Fire’ers! Hope you’re all hunkering down for Winter and looking forward to the festive season ahead. It’s been generally quite pleasant over here. Now we’re working from home…
Continue readingWahoo! Absolutely buzzing – glad I managed to hit this target before the end of the year! I was wondering whether I was going to be able to hit this…
Continue readingHey everyone! I’m taking a slightly different stance on this months financial update. With all the events / dread that is surrounding the world regarding Coronavirus, I thought it might…
Continue readingHello everyone! So…. yah. I’m having trouble on where to start with everything. Shall we just jump straight in? Ok – Coronavirus. Eugh – how frustrating! I feel like we’re…
Continue readingAt time of writing this blog post, Christmas and New Years has whizzed on by! Back at work, writing this from my desk. Christmas was very good as per usual…
Continue readingAnother month swiftly moves on by after a pretty busy November you could say the least! I’ve pushed myself hard to keep up with the blog updates which I believe…
Continue readingHowdy everyone! October has been one of those months I’m quite glad to look behind. Mainly from a work point of view. Google continues to launch algorithm updates which they…
Continue readingLand Ahoy! I’m back from a rather indulgent holiday you might say… Weight loss programme now engaged for Mr Jase… I visited Canada / East Coast cities of US for…
Continue readingGuess what! It’s been another busy month – even more busier than the last! (Prepare for next month to be even busier!) I’ve barely been able to contribute anything to…
Continue readingJuly has been a busy month for us with lots going on. Pleased to report that the business side of things is moving from strength to strength, albeit a new…
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