Maxed Out 2019/2020 ISA Celebration!
Hoorah! A mini celebration to be held here on the basis that I’ve managed to max out the ISA limit this year! It’s a real personal achievement for me and…
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What is financial independence retire early all about? Also known as a 'lifestyle' or 'movement', the goal is simple - save 25x of your yearly expenses in a diversified investment portfolio to then withdraw 4% each year with very little risk of ever running out of money. Originally FIRE became a movement back in 1992 via the 'Your Money or Your Life' book written by Wicki Robin and Joe Dominguez, but since then becoming financially independent is an attractive option and growing trend for many in the UK.
In this blog I document my journey to becoming financially independent, focusing on increasing my savings rate whilst decreasing my expenses. The FIRE movement has psychologically assisted me in making better financial choices, re-wiring the need to 'keep up the Jones' or thinking twice about purchasing unnecessary products. I don't live a frugal lifestyle and look forward to escaping the rat race early and getting back that all important spare time and freedom.
I document life hacks that I've picked up along the way, money saving tips, frugal food, and general views on life and other ramblings.
Hoorah! A mini celebration to be held here on the basis that I’ve managed to max out the ISA limit this year! It’s a real personal achievement for me and…
Continue readingCan you believe it has been now ‘unofficially’ 1 year since I started to knuckle down and blowing money on material items that didn’t really bring any long-term happiness? You…
Continue readingHowdy folks! A little later than expected on May 2019 financial update. Work has been keeping me busy along with various activities, weekends away in the caravan and other bits…
Continue readingHowdy folks! Another month swings on by and we find ourselves pondering (like we do every year) ‘Can you believe it is already May!?!’ followed by ‘where does the time…
Continue readingWell time sure is flying! With each year that passes, I find that my spare time is becoming less and less. Perhaps it’s the side-hustles and various other things I…
Continue readingJust a quick update; I’ve managed to hit the ?20,000 ISA limit investment for 2018/2019 tax year! Huzzah! This beautiful box presented within the Vanguard Dashboard. Given that the FIRE…
Continue readingWe’re now 2 months into officially ‘blogging’ about FI! (Sounds a little ridiculous I know as 2 months in the grand scheme of saving towards financial independence is like a…
Continue readingSo officially it’s been 1 month?(and many more to follow) since blogging about my?Financial Independence Retire Early journey. I’ve mentioned in one of my earlier blogs that I did start…
Continue readingI’m a big believer of sharing knowledge. I keep referring to Tim Hales ‘Smarter Investing for Better Results’ (3rd edition) as Tim has a fantastic way of breaking in technical…
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